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Exploring Mardan KPK

Exploring Mardan KPK

Exploring Mardan KPK 1280 720 D. I. Khan New City

Mardan, a historic city in KPK, Pakistan, is located 50 kilometers from Peshawar. Renowned for its booming industrial sector, Mardan has seen significant growth, particularly in oil, agriculture, textiles, and cigarette manufacturing. The city also boasts a rich cultural heritage and history.

Demographics

Ethnicity: Predominantly Pashtun, with Punjabi and other communities.

Language: Primarily Pashto; Urdu and English are also spoken.

Religion: Mainly Sunni Muslim, with Shia and other minorities.

Age Group: Diverse, with a significant youth population.

Occupation: Agriculture-based, with growing industries and services.

Historical Significance

Mardan was once a key location on the ancient Silk Road, leaving behind landmarks like the Takht-i-Bahi ruins, a UNESCO World Heritage Site, and several Buddhist stupas.

Post-Independence Development

Since 1947, Mardan has evolved, welcoming refugees and seeing demographic shifts. Key developments include infrastructure, healthcare, education, and the establishment of Abdul Wali Khan University. The economy is bolstered by agriculture and small-scale industries, despite challenges like political instability and natural disasters.

Industrial Growth

Mardan’s industrial sector is diverse and expanding:

Textile Industry: Numerous mills and manufacturing units produce textiles, benefiting from local cotton cultivation.

Food Processing: Leveraging agricultural resources for processed food production, including flour mills and dairy plants.

Construction Materials: Brick kilns, cement factories, and stone crushing units support local infrastructure needs.

Small-Scale Industries: Metalworking, woodworking, plastic molding, and handicrafts provide significant employment.

Climate

Mardan experiences hot, dry summers (May to September) with temperatures over 40°C, and cooler winters (November to February) with lows around 5°C. Spring and autumn offer mild, pleasant weather.

Attractions

Takht-i-Bahi: Ancient Buddhist monastery ruins.

Swabi River: Scenic river for leisurely walks and picnics.

Katlang: Lush green fields and orchards.

Khazana Dam: Scenic reservoir for boating and picnics.

Shahbaz Garhi: Archaeological site with Buddhist stupas.

Mardan Museum: Showcasing the region’s cultural and archaeological heritage.

Gumbat Stupa: Historical Buddhist monument.

Healthcare

Mardan has several hospitals and medical facilities, including:

  • Mardan Medical Complex
  • District Headquarters (DHQ) Hospital
  • Mardan Institute of Medical Sciences
  • Mardan Welfare Hospital
  • Al-Rahim Medical Complex
  • Shah Memorial Hospital

Accommodation

Mardan offers diverse lodging options:

Taj Mahal Hotel

The Grand Hotel Mardan

Swat Continental Hotel

Al Syed Hotel and Restaurant

City Palace Hotel

Rehman Baba Hotel

Getting to Mardan

By Road

Mardan is well-connected to major cities in Pakistan via the national highway network. It is accessible by private car, taxi, or intercity bus, offering scenic countryside views along the journey.

By Rail

Pakistan Railways provides train services to Mardan from cities like Lahore, Karachi, Islamabad, and Peshawar. The centrally located Mardan Railway Station serves as a key hub.

By Air

While Mardan lacks its own airport, Bacha Khan International Airport in Peshawar, about 45 kilometers away, is the nearest option. From there, taxis or private cars can reach Mardan in around an hour.

Local Transportation

Once in Mardan, visitors can use taxis, rickshaws, and buses to explore the city. The well-developed road network facilitates easy travel within the city and its surroundings.

Conclusion

Mardan is a city of rich history, cultural heritage, and natural beauty. From ancient sites like Takht-i-Bahi to the serene Swabi River, it offers a unique blend of tradition and modernity.

FAQs

  1. Population: Approximately 0.8 million.
  2. Weather: Hot summers, cool winters, mild spring and autumn.
  3. Main Attractions: Takht-i-Bahi, Swabi River, Khazana Dam.
  4. Access: By road, rail, and air (via Peshawar).
  5. Accommodation: Various options available, from budget to upscale.
  6. Local Cuisine: Known for Pashtun dishes like chapli kebabs and pulao.
the-future-of-dikhan-new-city 560x420

The future of Dera Ismail Khan New City

The future of Dera Ismail Khan New City 560 420 D. I. Khan New City

Real estate investment has been a popular choice for people looking to secure their financial future and build wealth over time. One of the new and upcoming real estate projects that investors should consider is D.I. Khan New City. This project is located in Dera Ismail Khan, a rapidly developing city in Pakistan’s Khyber Pakhtunkhwa province. In this blog post, we will discuss the future of Dera Ismail Khan New City and the reasons why investing in the D.I. Khan New City real estate project is a smart choice. 

Strong Rental Income 

One reason to invest in D.I. Khan New City’s real estate project is the potential for high rental income. As the city grows and attracts more residents, there will be greater demand for rental properties. 

With the city’s population growing, the demand for rental properties is also increasing. This high demand for rental properties is likely to drive up rental rates in the area, providing investors with a steady stream of income from their investments. 

As D.I. Khan continues to grow, the demand for housing will also increase. This presents an opportunity for investors to purchase properties in D.I. Khan New City and rent them out to residents. The city’s growing population and increasing demand for housing will help ensure a steady stream of potential tenants for rental properties. 

State-of-the-Art Utilities 

When it comes to modern urban living, the availability of standard utilities and amenities is essential. That’s why the developers of D.I. Khan New City have made sure to include all the necessary utilities and amenities to ensure a convenient and comfortable lifestyle for residents. 

One of the key features of D.I. Khan New City is its high-speed internet. With the increasing importance of the internet in our daily lives, it is essential for a city to have a reliable and fast internet connection. D.I. Khan New City has made sure to provide its residents with a high-speed internet connection, ensuring that residents can stay connected and productive at all times. 

Another important utility is the availability of phone lines. D.I. Khan New City has made sure that all residents have access to phone lines, ensuring that they can stay in touch with friends and family and conduct business as needed. 

Of course, a reliable power supply is essential for any city. D.I. Khan New City has its power grid and is connected to the national grid to ensure a constant supply of electricity. Additionally, the city has also implemented a number of energy-efficient measures, such as solar power generation, to reduce dependence on fossil fuels and minimize carbon emissions.

Clean water is another essential utility, and D.I. Khan New City has made sure to provide its residents with a safe and clean water supply. The city has water treatment plants that purify and supply water to the entire city. 

High Potential for Capital Appreciation 

One of the main advantages of investing in a new real estate project like D.I. Khan New City is the potential for capital appreciation. As the city continues to grow and attract more residents, the value of the property is likely to increase. This means that investors stand to make a substantial profit when they eventually sell the property. 

The demand for housing in D.I. Khan is increasing as the city continues to develop, and the development of D.I. Khan New City is well-positioned to meet this demand. This high demand for housing is likely to drive up property values in the area, making it a wise investment for those looking to make a return on their investment. 

Additionally, the city’s economy is growing, with several industries, such as agriculture and manufacturing, driving economic growth. The development of D.I. Khan New City is expected to further boost the economy, creating new jobs and opportunities for residents. This economic growth is likely to have a positive impact on property values in the area, making it a wise investment choice. 

Proven Track Record of the Developers 

One of the most important factors to consider when investing in a new real estate project is the credibility and track record of the developers. D.I. Khan New City is being developed by renowned developers who have a proven track record of delivering successful real estate projects. 

The developers have a strong reputation for quality and timely delivery and have completed a number of successful projects in the past. This gives investors confidence that their investment in D.I. Khan New City is in safe hands and that the project is likely to be completed on time and to a high standard. 

Additionally, the developers have a strong understanding of the local market and have tailored the development to meet the needs of the local residents. This ensures that the project is well-suited to the local market and is likely to attract buyers and renters alike. 

Opportunities for Commercial Development 

Investing in the D.I. Khan New City real estate project also presents opportunities for commercial development. As the city continues to grow and attract more residents, there will be greater demand for commercial spaces, such as shops, offices, and restaurants.

The developers of D.I. Khan New City have recognized this potential and have included provisions for commercial development within the city. There will be several commercial zones within the city, providing opportunities for investors to build commercial spaces and benefit from the growing demand for commercial properties. 

The development of D.I. Khan New City is likely to further enhance the city’s position as a hub for commercial activity. The city’s growing population, improving infrastructure, and favorable business environment makes it an attractive location for businesses looking to invest in the region. 

Strategic Location 

Dera Ismail Khan New City is a prime location that boasts a strategic advantage, making it a highly desirable place to reside. The city’s advantageous location is further bolstered by its proximity to the proposed Kallur Kot Bridge, which is set to connect the Western route of the China-Pakistan Economic Corridor (CPEC) to the province of Punjab. This bridge will serve as a critical trade and transportation link between the two regions, providing enhanced connectivity and accessibility. 

With this key infrastructure development, the new city of Dera Ismail Khan is poised to attract businesses and industries seeking to capitalize on the benefits of the bridge. The bridge is expected to facilitate seamless trade, commerce, and transportation between the two regions, making Dera Ismail Khan New City a compelling choice for businesses looking to expand their reach and tap into new markets. 

As a result of this increased economic activity, residents of Dera Ismail Khan New City can expect to see a surge in job opportunities. The city’s strategic location and proximity to the Kallur Kot Bridge will undoubtedly fuel job growth and attract skilled professionals from across the region. The city’s booming economy, combined with its serene surroundings and excellent infrastructure, make it an excellent place to live, work, and play. 

Sustainable Development 

Investing in the D.I. Khan New City real estate project also presents opportunities for sustainable development. The developers of D.I. Khan New City have recognized the importance of sustainability and have included provisions for sustainable development within the city. 

For example, the city has implemented a number of energy-efficient measures, such as solar power generation, to reduce dependence on fossil fuels and minimize carbon emissions. Additionally, the city has also implemented a number of water conservation measures, such as rainwater harvesting, to ensure that the water supply is sustainable for the future.

The development of D.I. Khan New City is likely to set a new standard for sustainable development in Pakistan, providing an example for other cities to follow. This, in turn, is likely to attract more environmentally conscious investors and residents to the city. 

Final Words 

The D.I. Khan New City real estate project, presents a unique opportunity for investors looking to secure their financial future and build wealth over time. With its high potential for capital appreciation, high rental income, state-of-the-art utilities, opportunities for commercial and social development, and commitment to sustainable development, D.I. Khan New City is an attractive investment opportunity for both domestic and foreign investors. 

As the city continues to grow and develop, the value of the property is likely to increase, providing investors with a substantial return on investment. Additionally, the city’s growing population and increasing demand for housing and commercial spaces present opportunities for investors to generate a steady stream of rental income from their investments.

The benefits of living in Dera Ismail Khan New City 560x420

The benefits of living in Dera Ismail Khan New City

The benefits of living in Dera Ismail Khan New City 560 420 D. I. Khan New City

Dera Ismail Khan New City is a rapidly growing real estate project in Pakistan, located in the Khyber Pakhtunkhwa province. It is a planned community that is being developed to provide a modern lifestyle to its residents. The project has attracted a lot of attention from investors and homebuyers alike, and for good reason. There are numerous benefits of living in Dera Ismail Khan New City, and in this blog, we will explore some of them. 

Modern Amenities

Dera Ismail Khan New City is being developed with modern amenities in mind. The project will include schools, hospitals, shopping centers, parks, and other recreational facilities. These amenities will make life easier and more enjoyable for residents, and they will not have to travel far to access them. The development also includes a modern infrastructure system, with roads, electricity, and water supply being built to high standards. 

Affordable Housing

One of the most significant benefits of living in Dera Ismail Khan New City is the affordability of housing. The project offers a range of housing options, from apartments to houses, at reasonable prices. This makes it an attractive option for people looking to buy their first home or invest in real estate. The affordability of housing in Dera Ismail Khan New City is also a result of the government’s commitment to provide affordable housing to its citizens.

Secure Community

Dera Ismail Khan New City is a gated community, which means it has controlled access points and security measures in place. This makes it a secure place to live, and residents can feel safe knowing that their homes and families are protected. The security measures also include CCTV cameras and security personnel who patrol the community, making it a safe place to live.

Quality Education

The project includes schools and colleges, making it a great place for families with children. The educational institutions in Dera Ismail Khan New City will offer quality education, with modern facilities and trained staff. This means that residents will not have to travel far to access quality education for their children.

Health Facilities

The project will include modern hospitals and clinics that will provide quality healthcare to residents. The healthcare facilities will be staffed by trained medical professionals and will be equipped with modern medical equipment. This means that residents will not have to travel far to access healthcare, and they can be assured of receiving quality medical care.

Environmental Sustainability

Dera Ismail Khan New City is being developed with environmental sustainability in mind. The project includes green spaces and parks, and there is a focus on using renewable energy sources. The development also includes a waste management system, which will ensure that the community remains clean and free of pollution. This means that residents can live in a community that is environmentally friendly and sustainable. 

Improved Standard of Living 

The benefits of living in Dera Ismail Khan New City will lead to an improved standard of living for residents. The modern amenities, affordable housing, quality education, and healthcare facilities will make life easier and more enjoyable for residents. The job opportunities will also improve the financial situation of residents, allowing them to enjoy a higher standard of living. 

Appreciation in Property Value 

Investing in property in Dera Ismail Khan New City is a smart financial decision. The project is expected to appreciate in value over time, as more people move into the community and demand for housing increases. This means that investing in property in Dera Ismail Khan New City can provide a great return on investment in the long term. 

Strategic Location 

Dera Ismail Khan New City is strategically located, making it an attractive place to live. Investing in Dera Ismail Khan’s new city has an added advantage due to its proximity to the proposed Kallur Kot Bridge in Pakistan. This bridge is expected to connect the Western route of the China-Pakistan Economic Corridor (CPEC) to the province of Punjab, which would create a vital trade and transportation link between the two regions. As a result, the new city of Dera Ismail Khan is an appealing location for businesses and industries seeking to benefit from the enhanced connectivity and accessibility provided by the bridge, which would facilitate trade, commerce, and transportation between the two regions. 

The strategic location also means that Dera Ismail Khan New City is likely to attract businesses, creating more job opportunities for residents. 

Peaceful Environment 

Dera Ismail Khan New City is being developed as a peaceful and serene environment. The community is away from the hustle and bustle of the city, and residents can enjoy a tranquil lifestyle. The community will also include green spaces and parks, which will provide residents with a natural environment to relax and unwind. 

Job Opportunities 

The development of Dera Ismail Khan New City is expected to create job opportunities for residents. The project will require a significant amount of labor and manpower, which will create job opportunities for people in the region. In addition, the project is likely to attract businesses, creating more job opportunities for residents. 

Community Spirit 

The development of Dera Ismail Khan New City is likely to foster a strong sense of community spirit among residents. The community is being designed to promote social interaction and a sense of belonging. This means that residents can enjoy a supportive and friendly community that they can call home.

Investment Opportunities 

Investing in property in Dera Ismail Khan New City is not only a smart financial decision but also provides an opportunity to contribute to the development of the community. The project is expected to appreciate in value over time, providing a good return on investment. In addition, investing in property in Dera Ismail Khan New City also helps to support the development of the community, creating a better quality of life for residents. 

In conclusion, Dera Ismail Khan New City is a real estate project that offers numerous benefits to residents. From modern amenities to quality education and healthcare facilities, job opportunities, environmental sustainability, improved standard of living, community spirit, and investment opportunities, the project has something to offer to everyone. The project is being developed with a focus on providing a comfortable and convenient lifestyle to residents, while also celebrating and preserving the cultural and historical heritage of the region. Living in Dera Ismail Khan New City is an opportunity to be a part of a community that is being developed for a better tomorrow.

Financing Options for Owning a House in Pakistan with Roshan Apna Ghar D. I. Khan New City

Financing Options for Owning a House in Pakistan with Roshan Apna Ghar

Financing Options for Owning a House in Pakistan with Roshan Apna Ghar 1200 628 D. I. Khan New City

Home financing options in Pakistan have increased drastically in the last decade. Gone are the days when one had to wait all their life saving up to be able to build their dream abode. It has now become easier than ever to finance a house with the help of suitable mortgage rates and lower rates of interest along with longer debt maturity. In addition to this, Commercial banks have started providing housing finance schemes as well. Given following is a step-by-step procedure on how one can utilize house financing programs in Pakistan:

  1. Begin by selecting an institution that provides house financing. Most commercial banks, private or state owned, provide house financing schemes for example the ‘Apna Ghar Scheme’ started by the Bank of Punjab. House Building Finance Corporation (HBFC) was established solely by the government for the provision of home financing. Any institution may be selected as per the individual’s preference.
  2. Once the institution has been selected, apply to the house financing scheme by filling out the application form provided by the institution. The documents which are usually required include: Computerized National Identity Card (CNIC), income certificate, tax returns of FBR, current residential status and a personal guarantee. A minimal fee and waiting period are typically required for the processing and verification of your request.
  3. The third step involves choosing the option which best suits your priorities. These may include either the institution providing you a home fitting to your requirements, or you choosing a house in your preferred locality and requesting the institution to pay on your behalf. Land may be chosen, and a house may be built on it later, with all construction costs borne by the institution.
  4. In the final step, the institution determines your financial capacity using a team of qualified experts. The assessment usually looks at your financial resources, sources of income and credit history. Once selected as a suitable candidate, the loans are granted as per the decided terms and conditions. Some amount may be charged by the institution as down payment, but the rest is paid in installments as per the schedule provided by the institution. In the event of default in payments, the bank reserves the right to cease the asset and pursue legal action against you. Once the full payment has been done, the ownership of the property is transferred to your name.

 

Such a scheme is the Roshan Apna Ghar scheme launched by the State Bank of Pakistan for both Non-Resident Pakistanis (NRPs) and Pakistani Origin Card Holders (POC), allowing them to digitally or remotely purchase a property and build or renovate a house through their own investment or by using financing provided by a bank. Both conventional and Shariah compliant variants are offered under the scheme with favorable rates for a time span of three to twenty-five years. The digitalized process has made it much easier for overseas Pakistanis to obtain housing finance to invest in Pakistan’s real estate. NRPs who are looking to invest or obtain financing in pre-approved projects are given faster processing of their request. Investments by RDAs are repatriable and subject to full taxation.

 TYPES OF FINANCING OPTIONS

Standard Financing:

Lien Based Financing: NRPs can obtain house finance against lien on their RDA deposit balances or Naya Pakistan Certificates. Banks can finance up to 99% of the property value for the purchase or construction of houses; for renovation of house, financing is capped up to 40% of the property value. No mortgage of property, equitable or registered, is required against lien-based financing facility. The borrower will sign all the financing documents digitally, physical presence is not mandatory for execution of sale or transfer deed. The borrower will, however, have to nominate a person in Pakistan to complete the sale or purchase formalities and get the property transferred in the borrower’s name.

Non-Lien Based Financing: This is normal housing finance offered against mortgage of the property to be purchased; banks fund up to 85% of the property value for purchase or construction of house, and up to 30% of the property value for renovation of house. While the borrower will digitally sign the financing documents, their physical presence or power of attorney in Pakistan will, however, be required for obtaining the property’s title documents from Registrar etc. and creating the bank’s charge on the property. The banks will provide the soft copy of the Special Power of Attorney (SPA) to the borrowers for downloading, printing, signing, getting it attested by the Pakistan Mission in the borrower’s country of residence and sending the same to the attorney. Pakistan Missions and Foreign office in Pakistan has made special arrangements for attesting the SPAs of RDA holders on priority.

Government Mark-up Subsidiary Scheme (GMSS):

The house financing facility under GMSS is also available for RDA holders under Roshan Apna Ghar product as per the already defined criteria under respective tiers. In this case the financing rates applicable to Government mark-up subsidy scheme would apply.

UBL Roshan Apna Ghar is a unique financing facility that enables Overseas Pakistanis to invest in residential real estate in Pakistan. The facility is open to all UBL Roshan Digital Account holders in both Conventional and Islamic modes of financing. UBL is offering special discounts and offers for the clients of D.I. Khan New City . Special rates of markup with prioritized processing and disbursement will be offered to DIKNC customers for banking products including House building financing, loans for solar energy equipment, car financing and other special products.

Chief Minister KPK, visited D. I. Khan New City

Chief Minister KPK, visited D. I. Khan New City

Chief Minister KPK, visited D. I. Khan New City 744 519 D. I. Khan New City
Abdul Karim Khan Tordher, Special Assistant to Chief Minister KPK, visited D. I. Khan New City where he was received and welcomed by Jehangir Saifullah Khan, Chairman DIKNC. Mr. Abdul Karim Khan Tordher was given a detailed briefing regarding the project and the progress it had made. He appreciated the commitment and effort made to develop the area, and the dedication to building a modern and international city. Our guest shared our vision of D. I. Khan New City being the fastest growing commercial hub in the region.
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